Homeowners prepping their homes ahead of Henri – WWLP.com

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AGAWAM, Mass. (WWLP) – As New England braces for Henri, homeowners are taking steps to protect their homes.

If you’ve lived through one of these summer storms, you know you can’t prepare too much.

“The biggest one I lived through was Super Storm Sandy and I did disaster recovery through that, so I can see the potential storms can bring,” said Garrett Webster of Ellington, Connecticut.

That’s just what people were doing at Rocky’s Ace Hardware, getting items needed for storm protection and cleanup, like chainsaws and batteries. Another simple, but the important thing to have on you in case this storm causes you to lose power is a flashlight, something that has been an extremely popular buy at Rocky’s Ace Hardware. And the list goes on.

“Gas is something else on the list, run the generator as well, water, the basic necessities,” said Webster. HE recommends, “You should also be thinking about your gutters, basement, and any cracks that may let water in.”

“People right now are doing crack filling for the concrete to make sure water isn’t coming through the basement,” said Bob Parent, Assistant Manager at Rocky’s Ace Hardware in Agawam. “They’re making sure the garage doors are sealed properly.”

Governor Baker said MEMA, which has an office in Agawam, will be constantly monitoring events throughout the storm and the aftermath.

Copper Pony owners prepping new Sauk Rapids store, kitchen for September opening – SC Times

SAUK RAPIDS — There’s more space, more windows and more storage, but at its new location, Copper Pony is focused on giving you more of one thing they know you love: more Copper Pony.

“This place just kept calling us,” Brandon Johnson said. He and Josh Hoffman own Copper Pony, and on Wednesday, the new space at 208 N. Benton Drive in Sauk Rapids was a hive of staff activity as they prepared the space for opening next month.

“This is step two of a multi-step vision,” Johnson said. 

Copper Pony co-owner Brandon Johnson talks about plans for the store's new location Wednesday, Aug. 18, 2021, in Sauk Rapids.

Hoffman said he’s excited to show people the creative displays they’re putting together in the new store. It’s chaos, but it’s also a good time.

“I want to enjoy the process,” he said. “I want to be able to enjoy this, looking at the products and seeing, OK, is this telling a story? I wanted to be here and enjoy it. This is my favorite part — ordering the product and setting it.”

The biggest shift demarcating “step two” is the addition of The Kitchen at Copper Pony, a spot for coffee, soups, sandwiches, salads and “heavy on the baked goods,” Johnson said.

An artist's rendering is posted outside the new Copper Pony location Wednesday, Aug. 18, 2021, in Sauk Rapids.

“Most people refer to the kitchen as the heart of the home,” Johnson said. “You need the heart to really kind of live into that. And so that’s really why we wanted to do that.”

This is new territory for Copper Pony.

“We’re hoping that people can offer us some grace as we launch into basically adding a business to our business,” Johnson said.

With three times the space than before, there’s room for almost everything but the kitchen sink — no, scratch that. They installed a farmhouse sink.

It’s to “reinforce the narrative” in the space Copper Pony has dedicated to kitchen items (plus, it’s a place to try-before-you-buy their luxury soaps). 

The shelves begin to fill with items at the new Copper Pony location Wednesday, Aug. 18, 2021, in Sauk Rapids.

Johnson said they expanded their offerings in every category of items Copper Pony sells, though their collection of giftable items probably expanded the most. Johnson said though clothing likely won’t be in stock right away, they have dedicated changing rooms set up and are considering how they’d like to offer apparel — for instance, potentially through partnering with local boutiques to bring in pop-ups within Copper Pony.

“It will give us the opportunity to keep things really fresh, but we can cross-pollinate our audiences a bit,” Johnson said.

Customers can also expect to see books on cooking and home décor and design at the new store. After all, the sales floor is twice the size it was downtown.

“We just had to kind of grow every category to fill it,” Johnson said.

Portions of displays take shape in the new Copper Pony store Wednesday, Aug. 18, 2021, in Sauk Rapids.

They also grew their team, which now also includes food service staff for The Kitchen at Copper Pony. Between their Sauk Rapids location and Copper Pony in the Gardens, the team is close to 30 people. 

But Johnson and Hoffman both said they are still focusing on maintaining the essence of what their customers have come to love about Copper Pony.

“We didn’t want to lose who we were,” Hoffman said.

Customers can still expect creative and artful window displays, for instance, facing out at the intersection of North Benton Drive and Second Street North.

“We’re hoping to really double down on that,” Johnson said.

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The downtown St. Cloud store had the atmospheric assist of some exposed brick, but the new location incorporates “accent space” with reclaimed barn wood in various locations throughout the store.

Copper Pony announced in April its plans to close its downtown St. Cloud location after four years there and move the business to Sauk Rapids so it could continue to grow. They closed their downtown store Aug. 14.

“We are just super excited,” Johnson said. “We hope that we can live up to people’s expectations, because we know that people have come to expect a certain type of experience at our store downtown. And we also know that this is a vastly different environment. … But we’re hoping that it’s unique enough … that it feels special.”

Sarah Kocher is the business reporter for the St. Cloud Times. Reach her at 320-255-8799 or skocher@stcloudtimes.com. Follow her on Twitter @SarahAKocher.

Support local journalism. Subscribe to sctimes.com today.

Pro golfer Patrick Cantlay on Tiger Woods and prepping for the FedEx Cup Playoffs – Yahoo Finance

A familiar face will be carrying an unfamiliar bag at this week’s FedEx Cup Playoffs at The Northern Trust in New Jersey. Tiger Woods’ caddie, Joe LaCava, has been tapped to work for four-time PGA Tour winner Patrick Cantlay, after his usual looper, Matt Minister, tested positive for Covid-19.

LaCava was free since his boss, Tiger Woods, is still sidelined after suffering leg injuries in a car accident in February.

Cantlay told Yahoo Finance Live that he texted with Woods this week and thanked him for making the veteran caddie available.

“I couldn’t ask for a better replacement,” Cantlay said. “Joe’s never caddied for me before, but I obviously know Joe a little bit and spent some time with him after the President’s Cup, and he’s a great dude and obviously a very good caddie. I think he said he’s been doing this for almost 35 years, so he knows what he’s doing.”

Cantlay and Woods became friends at the prestigious Medalist Golf Club in South Florida, where they are both members. Woods was also Cantlay’s playing captain at the 2019 Presidents Cup in Australia.

“He did such a marvelous job that week and really bonded with the guys,” said Cantlay. “We’ve played a little golf since then. Tiger’s just a great dude, so we can’t wait to get him back and get him back and healthy.”

MELBOURNE, VIC - DECEMBER 15: Tiger Woods of team USA Webb Simpson of team USA and Patrick Cantlay of team USA during the ceremony of The Presidents Cup at Royal Melbourne Golf Club on December 15, 2019 in Melbourne, Australia. (Photo by Speed Media/Icon Sportswire via Getty Images)

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Tiger Woods of team USA Webb Simpson of team USA and Patrick Cantlay of team USA during the ceremony of The Presidents Cup at Royal Melbourne Golf Club on December 15, 2019 in Melbourne, Australia. (Photo by Speed Media/Icon Sportswire via Getty Images)

Cantlay, 29, enters The Northern Trust in third place in the FedExCup standings thanks to wins at the ZoZo Championship in the fall and the Memorial Tournament in June.

He’s looking forward to having fans at Liberty National Golf Club in New Jersey for the first leg of the playoffs, one year after Covid-19 prevented spectators from attending the U.S. Open Championship in New York.

“It’s nice to have the fans back,” Cantlay said. “The New York fans are fantastic, and they add a little more excitement to the tournaments up in this area. [Fans] are such a great part of sports.”

As of Aug. 18, there were still tickets available to watch the Tour’s top 125 ranked golfers in person. While masks are optional outside, the club is requiring masks be worn indoors.

Cantlay said there’s “no better place” to have the playoffs. “We played the tournament up here a few years ago and I like it a lot. It’s always exciting this time of year,” he added.

Cantlay earned a $1.2 million bonus for clinching third place in the coveted Comcast Business Tour Top 10, behind first place Collin Morikawa and second place Jordan Spieth, who just this week became the first PGA Tour pro to partner with FanDuel in a new multiyear partnership.

Currently ranked ninth in the world, Cantlay made more than $6 million in 2019, after 21 events and has been adding to his earnings off the links by scoring endorsement deals. 

In 2020, he signed a multiyear deal for an undisclosed amount with Goldman Sachs to build brand awareness for its new mobile banking app, Marcus. As part of the sponsorship, Cantlay sports the bank’s logo on his clothing during events.

MEMPHIS, TENNESSEE - AUGUST 06: Patrick Cantlay plays his shot from the fifth tee during the second round of the FedEx St. Jude Invitational at TPC Southwind on August 06, 2021 in Memphis, Tennessee. (Photo by Sam Greenwood/Getty Images)

Patrick Cantlay plays his shot from the fifth tee during the second round of the FedEx St. Jude Invitational at TPC Southwind on August 06, 2021 in Memphis, Tennessee. (Photo by Sam Greenwood/Getty Images)

When it comes to managing his newfound wealth, Cantlay said he’s still learning.

“I try to be very long term and fairly conservative,” he said. “It’s definitely a big wide world out there that I’m getting more and more knowledgeable about, and so I try to really get some mentors in that area.”

Alexis Christoforous is an anchor at Yahoo Finance. Follow her on Twitter @AlexisTVNews.

N.J. says it’s prepping for widespread rollout of COVID booster shots. But so far, details are scarce. – NJ.com

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With the announcement Wednesday that federal health officials are recommending COVID booster shots, the New Jersey Department of Health said it is preparing a plan for the distribution of booster doses to the general public pending approval from the Food and Drug Administration, but it did not release specific details.

“We await approval by the U.S. Food and Drug Administration (FDA) as well as the recommendations of the CDC’s Advisory Committee on Immunization Practices (ACIP),” spokeswoman Nancy Kearney told NJ Advance Media. “Details will be forthcoming.”

The initial vaccine rollout in New Jersey occurred in waves, starting with healthcare workers, the elderly and people with underlying health conditions. However, with the booster shot, anyone who is fully vaccinated with a Pfizer or Moderna shot will be eligible eight months after the second dose, federal health officials said if the FDA approves. They did not address booster shots for the Johnson & Johnson vaccine.

When the COVID vaccines were first made available in New Jersey earlier this year, many residents had to scramble to get an appointment. The state didn’t have a central appointment system, so people were forced to sign up on multiple websites, hoping they could score a coveted appointment.

But the process should be smoother this time around, health officials and vaccine providers said of the anticipated Sept. 20 launch. “The planning started months ago,” State Health Commissioner Judy Persichilli said in July.

The state Health Department did not provide specifics on how it plans to administer booster shots at nursing homes, which lost nearly than 8,500 residents and staff members to COVID since the start of the pandemic, according to Department of Health data.

The state also did not detail whether it will reopen any or all of its six megasites, which administered more than 2 million doses, the state said. Some of the hospital systems that ran the sites didn’t immediately respond to requests for comment. But Persichilli said last month that the state can “easily put up larger sites” if needed. “We are ready to do that,” she said at the time.

Hackensack Meridian Health, which ran the Meadowlands megasite, said it has already given more than 200 booster shots this week to immunocompromised people.

“In light of today’s announcement from the Biden Administration about booster shots for Pfizer and Moderna recipients, we are currently discussing plans internally and stand ready to partner with the Governor’s office and Department of Health,” it said.

RWJBarnabas Health, which ran the Edison megasite, referred questions to the Department of Health.

It is unclear whether you will be able get your booster shot wherever you can get an appointment, but at least one pharmacy chain said it is ready.

“As we await further guidance from regulatory agencies, we’re fully prepared to play a leading role in providing booster shots,” CVS spokeswoman Tara Burke said. “We’ve administered more than 30 million COVID-19 vaccines across the country, and immediately began offering third doses to immunocompromised individuals when authorized to do so.” Booster shots were authorized last week for certain immunocompromised people.

Walgreens, Wegmans and ShopRite also said they are waiting for FDA authorization and official guidance from the CDC about boosters.

Rite Aid and Walmart, which also provide vaccines, didn’t immediately respond.

The COVID vaccine is generally not available in doctor’s offices, in part because of the vaccines’ cold storage requirements.

In July, Persichilli said the state is “working aggressively” to try to see if there is a way to give the vaccine through doctor’s offices, urgent care clinics and other providers.

“Some larger physician groups were able to complete requirements including vaccine storage needs (cold chain),” the Health Department’s Kearney said earlier this year.

More than 5.43 million people who live, work or study in New Jersey have been fully vaccinated, according to state data. Approximately 4 million residents remain unvaccinated.

Please subscribe now and support the local journalism YOU rely on and trust.

Karin Price Mueller may be reached at KPriceMueller@NJAdvanceMedia.com.

Tesla is prepping for giant Supercharger expansion ahead of opening the network to other EVs – Electrek

Tesla is adding a lot of job listings for design managers of new Supercharger sites as the automaker preps for a massive expansion of the Supercharger network ahead of opening it to other electric cars.

The Supercharger network has been growing at an impressive pace lately.

Last quarter, Tesla had 26,900 Superchargers at 2,966 stations around the world, which represent 49% and 46% year-over-year growth.

It is growing fast, but Tesla might need to grow the fast-charging network even faster if it wants to welcome more electric vehicles to it by opening it to other automakers later this year.

The automaker recently confirmed plans to open the Supercharger network to electric vehicles from other automakers by the end of the year.

Not only that, instead of making deals with specific companies, Tesla confirmed that it plans to simply enable EV owners to download the Tesla app to give them access to the charging stations.

In some markets, like in North America where Tesla is using its proprietary plug, EV owners will also have to use an adapter, which Tesla plans to offer at the stations.

This could result in a significant increase in traffic at Supercharger stations, which are often already super busy in some markets where Tesla vehicles are really popular.

Tesla has been expected to increase its effort to deploy charging stations in order to prepare for this expected increase in usage.

The automaker recently updated its map of planned charging stations with new stations and updated timelines.

Tesla is enabling new routes, but there also appears to be a focus on adding capacity in urban areas.

For example, Los Angeles, a popular market for Tesla, is seeing almost a doubling of its Supercharger network (planned stations in gray):

Electrek also found that Tesla added many job listings for new Charging Infrastructure Design Managers.

The role involves the management of the entire process of deploying new stations:

The Supercharger Design Manager role entails active program coordination of all deployment phases of Tesla’s Supercharger projects, including construction feasibility diligence, layout and design, utility design and easements, permitting, construction, site commissioning, and closeout. The ideal candidate has relevant hands-on experience managing infrastructure projects (up to thirty projects at one time across multiple states/provinces) and demonstrates a bias to action, logical problem solving, and mastery of a project’s tactical details. Finally, s/he brings high energy and an optimistic approach to fully completing projects in a swift and quality manner.

Tesla recently added seven of those positions in the Southwest alone:

In Austin, Tesla plans to more than double the size of its Supercharger network, and it currently has more stations planned than in Houston and San Antonio:

Tesla is expected to especially grow the Supercharger network in the US where its fleet could grow fast after the start of production at Gigafactory Texas.

The automaker could get significant funding to grow its charging network, as the federal government just approved $7.5 billion in EV infrastructure funding. One of the requirements is that the charging networks receiving funds must be open to more than one automaker.

It could explain the timing of Tesla finally announcing the opening of the Supercharger network to other automakers after years of discussions about it.

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Washington County districts prepping for new school year – Parkersburg News

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MARIETTA — As school is back in session within the week, Washington County superintendents are hoping for a safe and educational school year.

Marietta City Schools’ students will return Wednesday and Monday was the first day back for teachers. Marietta High School students will return on staggered days along with kindergarten students at Phillips and Washington Elementary Schools.

Superintendent Will Hampton said masks will not be required at this time but that may change depending on the COVID-19 situation in the community.

Staff members will still follow strict cleaning and sanitizing protocols.

“(We are) still going to be cleaning classrooms and still have all the hand sanitizer stations available. We’ll be keeping up with it to the best of our ability,” Hampton said. “We did a lot of this last year so we’ve gotten better and found out some things that we don’t need to continue to do so that will free up our time.”

With the past few years undergoing changes due to new policies, Hampton said each building holds the opportunity for growth and improvement.

“Each building has an opportunity to create a new culture and a new environment. I’m excited that we have all this newness, you can let go of history and recreate a future,” he said. “It’s a really exciting time for people. We’ve got new staff and we have people in new places. All of this transition is very exciting.”

Masks will likely be optional for Belpre students, according to superintendent Jeff Greenley. Belpre will also bring students back to the classroom in a staggered format beginning Aug. 23, with seventh and ninth graders along with group A at the elementary school. Tuesday Aug. 24, will be eighth and 10th graders and group B elementary school students will return with the remaining students starting Aug. 25.

“We are thrilled to have students back with us in just about a week. Many of our (students) who were virtual have come back in person this year,” Greenley said. “We’re excited to have more students under our roof.”

Aug. 26 is the first day for Fort Frye students with kindergarteners starting on a staggered schedule. Masks will not be required at Fort Frye Schools, superintendent Stephanie Starcher said.

By continuing to educate students, faculty and parents about vaccines and maintaining healthy lifestyles, Starcher said she hopes everyone will remain healthy.

“We are encouraging health screenings at home and encouraging kids to build their immune systems with healthy eating and adequate sleep,” Starcher said. “A new school year is always a time for a new beginning for students and staff, we want it to be a safe school year for staff and students and we’re hoping that they’ll get to experience activities related to school as normal as possible with safety in mind.”

Warren Local students will also start with a staggered schedule for their first day and elementary school children will have the opportunity to attend an orientation to meet their teachers and check out their classrooms.

“Half the class comes at a scheduled time on Thursday and Friday (for an) onsite orientation for an hour or so. Each class comes in half groups (with) parents or caregivers and they get tours of the classroom, see the facilities. It’s kind of like an open house but more engaged,” Warren Local superintendent Kyle Newton said.

All Warren Local students will be in the classroom by Aug. 26.

The Frontier district will bring students back Aug. 24 with the following guidelines, as outlined on the website:

* Faculty and staff will continue to encourage safety protocols of hand washing, staying home when you don’t feel well and giving individuals the option of wearing a mask.

* The district will continue to work closely with the Washington County Health Department.

* Administration will be open and honest with students, families, staff and community members of any COVID risks that develop within the schools.

* Staff is committed to provide a safe learning environment where the academic and social emotional needs of students are met.

The first day for Wolfe Creek is also Aug. 24. For the first five days of instruction, students will be released at 1 p.m. to allow for time for teacher collaboration and additional cleaning. With guidelines as outlined by the website, the Wolfe Creek district is working to ensure a safe year.

At the Washington County Career Center, juniors will be coming back Aug. 25 and seniors will return Aug. 26.

“Today, we’re looking at 530 students enrollment is really strong, we’re excited about that. Everything looks really good, we’re hoping that students are going to be with us every day,” superintendent Dennis Blatt said. “Last year, just a handful of student got COVID. We want to do the best we can, especially (because) at the Career Center, we’re very much hands on.”

Candice Black can be reached at cblack@newsandsentinel.com.

Today’s breaking news and more in your inbox

Taliban encircling Afghan capital Kabul, prepping final assault through east | FDD’s Long War Journal – Long War Journal

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The Taliban’s seemingly unstoppable offensive, which has seen the group take control of more than half of Afghanistan’s provinces in only nine days, is circling around the country’s capital and largest city in Kabul. Today the Taliban took control of the provinces of Paktika, Paktia, Laghman, Maimana and Kunar as well as Mazar-i-Sharif, Afghanistan’s second largest city, and is consolidating its control of the east in preparation for its culminating assault on Kabul.

The Taliban abandoned Kabul in Nov. 2001, shortly after the U.S. invasion. The war-torn city’s population was then hovering around 500,000 but has rapidly urbanized in the two decades since, serving as the center for Afghanistan’s growing middle class, and Kabul’s population today is estimated at 4.6 million.

Now, Kabul is under direct threat of falling to the Taliban. The Taliban is close to taking most, if not all of eastern Afghanistan and has already secured the route to Kabul by taking control of Ghazni, Logar, Laghman, Paktia, and Paktika over the past three days.

The Taliban has entered Maidan Shahr, the capital of Wardak. Given the swift fall of 21 provinces and 24 capitals, it is unlikely Maidan Shahr will hold out for long in this tidal wave of Taliban victories.

If Maidan Shahr and thus Wardak falls, the Taliban will be knocking at the gates of Kabul. Wardak is just seven miles from the city.

Mihtarlam, Sharan and Gardez, the capitals of the eastern provinces of Laghman, Paktika , Paktia respectively, Asadabad, the capital of Kunar in the northeast, and Maimana in the north fell to the Taliban after just several days under pressure. Sharan, Gardez, and Asadabad were fully government controlled before the Taliban waltzed into the city and seized them with minimal fighting. The Taliban preceded the assaults on Sharan, Gardez, and Asadabad by taking control of key districts in the provinces over the past several days.

The Afghan military is in complete disarray, and has been defeated in detail across the country. The Afghan National Army has lost five of its seven corps headquarters – the 203rd in Gardez, the 205th in Herat, the 209th in Mazar-i-Sharif, 207th in Kandahar, the 2015th in Helmand, and the 217th in Kunduz. Only one army corps, the 201st in Kabul, remains. The Army National Army’s 111th Division is also headquartered in Kabul.

The Taliban’s strategy has given the Afghan government nowhere to run. After consolidating its control of more than 170 of Afghanistan’s contested districts, the Taliban swiftly moved to take the strategic north and deny the country’s power brokers their base of support. Concurrently, the Taliban seized the west and south, both which are firmly under Taliban control. With these three key regions secured, the Taliban has worked its way up from the south to quickly gobble up the eastern provinces, with the final objective being the assault of Kabul.

Bill Roggio is a Senior Fellow at the Foundation for Defense of Democracies and the Editor of FDD’s Long War Journal.

Are you a dedicated reader of FDD’s Long War Journal? Has our research benefitted you or your team over the years? Support our independent reporting and analysis today by considering a one-time or monthly donation. Thanks for reading! You can make a tax-deductible donation here.

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Prepping for Possible Tax Changes – Morningstar.com

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Christine Benz: Hi, I’m Christine Benz from Morningstar. With prospective tax changes on the horizon, is now the right time to start gifting assets and pursuing other such strategies? Joining me to discuss that topic is tax- and retirement-planning expert Ed Slott.

Ed, thank you so much for being here.

Ed Slott: Great to be back with your Christine. Thanks.

Benz: It’s great to have you here. I’d like to start by talking about where we are with prospective changes to the tax code under the new administration. Can you outline some of the proposals under consideration and where they are in the pipeline?

Slott: Well, the big items, and again, the key word is proposals. But you have to know about that to plan because–let’s look at the Secure Act that happened a few years ago. That gave us 11 days to plan. If you remember, that was enacted, I think, on Dec. 20. And you had 11 days to scurry around and plan because it was effective Jan. 1. So we don’t even know where these proposals are going. First thing, if I was a betting man–not that I would go to Las Vegas–but if I was a betting man, one of the proposals said some of these changes may be retroactive back to April. I don’t think that’s going to happen. I would bet heavily against that because we’re too far into the year. And it just has a sour taste to change the rules where people already made decisions to go retroactive. I don’t think we’ll see that. So anything we’re talking about now, I think if it does happen, it’s going to be effective Jan. 1. So it’s a good time to have this discussion, be aware of the issues, because you do have time to plan if you want to make plans.

So some of the things they’re talking about: Basically income tax, capital gains, and estate and gift tax are the big issues, where all the big money is. So the income tax, maybe they want to raise the rates on people that make $400,000 or more, but there’s all kinds of permutations to that. We don’t really know where that’s going to go. And it may even affect people that are under $400,000, but they’re over $400,000 for one year–somebody sells their house… There was just a story in, I think, The Wall Street Journal, recently called “the one-year millionaire.” So one year, all of a sudden, it hits you. So that brings us to the capital gains rates, which is a preferred rate. You could pay 20%, 23.8%. They are thinking making that equal to ordinary rates, which can run over 40% if you add in that extra 3.8% tax on net investment income for higher earners. So if they made them the same, the only time that ever happened before was in the ’80s. And I think it only lasted a couple of years. So that would take a lot of the planning off the table because where everybody tries to get capital gains, now it might be treated like ordinary income. I don’t know if we’ll see that.

Then probably the biggest change–and the one that will hurt a lot of people that weren’t planning on it–is the elimination of something called step up in basis for capital gains, for long-term capital gains. Just to give you a quick example: If you bought your home for, say, $100,000 many years ago, and now it’s worth $2 million, that gain would be relieved at death. Or a stock, you bought a stock for $100,000, now it’s worth $5 million. Your beneficiaries pick it up at $5 million. All the income tax on that appreciation is eliminated at death. So not only do they want to eliminate that big benefit for the appreciation, but they want to tax it at death or some other transfer as if you sold it. I think that’s a nightmare waiting to happen. Even though you didn’t sell it, so where you’re going to get the money to pay the tax just because it appreciated then at death. I think this is a loser provision. It would be a mess. Plus, they would have to couple it and fix the estate tax because then you’d have it included for income and estate tax. And by the way, that may sound awful, but what I just described is an IRA. An IRA is always subject to income tax and estate tax, which is why I love Roth IRAs, at least it eliminates the income tax, still included in the estate. So I think that may be a bridge too far. But if you’re worried about that, maybe you want to sell some of your winners now for the stocks. Lock-in today’s low capital gain rates. And here’s a nice play: Use some of the proceeds from that to pay the tax on a Roth conversion. If you’re worried about higher taxes in the future on your IRA, move more of that to the Roth. So use those proceeds to pay the tax on a Roth conversion. You may want to look at that.

Also on the estate tax side, estate and gift tax: We have a huge exemption now, over $11 million, $11.7 million. There is talk of lowering that. So you may want to take advantage of using some of that exemption now during lifetime, which it can still be used for the rest of 2021 through lifetime gifting. We don’t know where that’s going to go next year. So you may want to lock-in some of the things you know: the low tax rates, the low capital gain rates, and the large estate exemptions. Now, if you want to wait till the end of the year, because we don’t know what’s going to happen, a lot of this can wait till year-end. But bigger assets, like the sale of a business, you have to get the wheels going now. For example, if you want to sell a stock, the law comes in Dec. 20, let’s say, all right, you push the button on selling. But you can’t do that on selling a piece of land or a business. You may want to get the process going if you’re truly worried about that, to the point where you can push the button right at year-end or not, if it seems like it may not be an issue. But these are things everybody has to think about because this is what’s been proposed in a number of different bills in Congress, none of which may come to anything, but you never know.

Benz: Well, that was my question, Ed. I think investors, people wrestle with how pre-emptive to be in terms of making changes to their portfolios, selling things, gifting things if none of this is a done deal.

Slott: It’s not a done deal. But I don’t believe personally–my own opinion, again, not a betting man–my own opinion that anything drastic, like some of the things that I think are a little extreme, are not going to get passed because you have a 50-50 Senate. You would need every Democratic senator to buy in. If one of them is sick, for example, it’s not going to pass. So it has to be something more moderate, more in the middle that everybody can get behind. I don’t think you’re going to see anything extreme, like some of the things I talked about, actually get through. But I think, if I had to bet again, they’re going to do something because from the Democrats’ point of view–and this is apolitical, I’m just saying–if they don’t do it now, nothing’s going to happen in 2022. It’s an election year, and nothing’s going to happen. So if they want to make the case that they did something, something’s got to happen now. And to get that something to happen, they may have to give a little to get the 50 votes and go less extreme.

Benz: People who are watching might be thinking, “Well, you know, he’s talking about estate tax, gifting assets. All of this stuff is mainly relevant, they might be thinking, to people with a lot of money.” You mentioned the very high estate tax exclusion currently. Is there relevance for people who don’t have quite as much in assets in terms of some of these pre-emptive strategies?

Slott: Yeah, it always falls on unintended people, like people who have a home, like I said before, that appreciated. Lots of people are in their homes for 30, 40 years. They have, look at the real estate market, incredible appreciation. These are these “one-year millionaires.” If they ever sell their home, and they did it next year instead of this year, they could be losing half of what they would have had, maybe, if these proposals go through, than what they would have kept after taxes this year. So it’s a big difference. So even people, say, of modest means that have a lot of money tied up in a home or a small business, they don’t consider themselves wealthy, but at some point, if they want to sell out, they could be one of these one-year millionaires that gets trapped by these taxes, supposedly on the wealthy. And that’s the problem with it. A lot of this falls on unintended taxpayers.

Benz:
Ed, really helpful information. Thank you so much for being here.

Slott: Thanks, Christine.

Benz: Thanks for watching. I’m Christine Benz from Morningstar.

Local Chef Shayla White: Food TV Star and Owner of Prepping 2 Live in Texarkana, AR | Texarkana Today – TXK Today

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Shayla’s Personal Images from Master Chef and the Katie Couric Show

Nestled behind the Wells Fargo on Arkansas Blvd, is a store, Prepping 2 Live, run by Texarkana’s very own Chef: Shayla White. White, has competed throughout the years on several Network Television Cooking Shows including: Minute to Win It, Let’s Ask America, Family Food Fight, Katie Couric Show, and Master Chef Season 8. “Every show I applied for, I was selected to compete on,” said Shayla White, Owner and Chef of Prepping 2 Live. She won Let’s Ask America, was the second runner up on Home Chef Showdown, and was among the top four in the nation on Family Food Fight. Although she has competed on several national shows, her heart lies here in the Texarkana Area serving her community with delicious, nutritious, and down-home cooking.

While White loves to compete, she also runs local Prepping 2 Live, located in Texarkana, Arkansas, where she caters to the needs of everyone in our community. “I learned how to cook on the tail-ends of my grandmother and mothers skirts in the kitchen growing up. The love I have for cooking has never felt like a job. It has always been a passion of mine. In college at Henderson State, I would braid hair and sell plates of food out of my dorm room to anyone that wanted them. I was always a go-getter and I continue to be so,” said White. “When you find your passion, you never work a day in your life,” said Shayla. There are two sides of the business Prepping 2 Live. First is the meal prepping aspect to Prepping 2 Live. Clients can place meal-prep orders every week before Friday, where they choose from a menu of items that are based on specific dietary needs. Secondly, customers can also come by Monday- Wednesday and receive Lunch Specials prepared by White in what she named Shayla’s Kitchen.

Shayla’s Kitchen Open Monday- Wednesday, where everyday is a new special

Shayla White’s lunch specials have become well-known around town for those who enjoy down-home comfort foods. “I do my lunch specials Monday-Wednesday, 10:30a.m.-3p.m. and I take off Thursday and Friday to shop for supplies and take some down time. Typically, on Saturday thru Sunday, I work for about 24 hours here at the shop preparing for my clients meal preps. I typically provide over 500 individual meals a week for my clients and I do it all by myself. I cook with love and I want it to be done just right,” said White. On Monday- Wednesday she also prepares her lunch specials on her own. “Sometimes my clients who come in wanting our specials will have to wait a few minutes, but that’s it.  I want to make sure that whatever I am serving them, is coming out of my kitchen hot and fresh. I am a one woman band, and I try to make sure I cater to everyone who visits in a timely manner,” said White.

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White has been in business for over 21 years. Her support from the community has been “phenomenal,” said White, and the support from her husband of 23 years has been “incredible,” she says. “However, my partner in this business is God. I am nothing without him. Sometimes people tend to shy away from that, but he is my partner in everything that I do for this business. I believe it’s because of that partnership that we were able to survive during COVID. We never had to take any business loans. The work was straight blood, sweat and tears. We ran on straight savings. The only thing I had to fall back on during that time was God, and he came through for me, and for this business,” said White. “We are run by family, for family. I was doing this at home until my husband pushed me to look for somewhere to run my business, and now look where we are!,” said White.

Shayla White’s Meal Prep

Prepping 2 Live offers healthy food options for those who are looking to find meal prepping around town that are delicious, healthy and affordable. “My meal preps are healthy. I try to cater to everyone’s special dietary needs. But some of the people we cater for are those that have diabetes, or those who have high cholesterol. I make sure that if someone orders three meals a day they add up to only 1800 calories. Prices are as follows: 5 for $30, 10 for $60, or 15 for $80. That’s only $6 per meal. Monday-Wednesday we reopen as Shayla’s Kitchen! I try to do something fun and yummy each day. Tuesday is always going to be Taco Tuesday, but most other days, I am doing loaded sweet potatoes, or turkey legs and dressing. Sometimes I do a triple threat because my community of clients is just too great. The triple threat is done all in one day so clients can choose between: baked chicken and dressing with greens, yams and macaroni and cheese and pinto beans, then I did chicken spaghetti with green beans and carrots, and the last meal was loaded beef spaghetti with green beans,” said White. “It’s equal parts exhausting, as it is rewarding. I love my clients and I am forever grateful that I get to do what I love each and every day,” said White.

Prepping 2 Live is located off Jefferson Avenue, behind the Wells Fargo on Arkansas Blvd. The address is 4002 Jefferson Ave, Suite A. Shayla is open Monday-Wednesday 10:30a.m.-3:00p.m. For more information regarding meal prepping and menus you can connect with Shayla on her public Facebook Group for Prepping 2 Live.

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UMMC Prepping Garage For Field Hospital, Requesting Federal Support To Staff It (Updated) – Mississippi Free Press

The University of Mississippi Medical Center is clearing out space in the bottom floor of a parking garage to prepare for the construction of a field hospital to handle the burden of an overwhelming influx of new COVID-19 patients. With no staff available to work the excess space, the hospital is requesting federal support in the form of medical professionals to bolster an exhausted and overworked care team.

UMMC has broken its own record for volume of hospitalized COVID-19 patients three days in a row. State Health Officer Thomas Dobbs stated earlier this week that the surge would only continue. Today, the Mississippi State Department of Health announced 3,163 new cases of COVID-19. Yesterday, that number was 3,488, the highest single-day report of the entire pandemic.

Dr. Alan Jones, director of UMMC’s emergency department, had a stark warning for the state. “If we continue on this trajectory, within the next five to seven or ten days we will see the failure of the hospital system in Mississippi,” he said.

What does that failure look like? UMMC chief Dr. LouAnn Woodward said the nightmare scenario was “total diversion” for the entire hospital, bringing up Grady Hospital in downtown Atlanta, which has now been forced to divert all transfers, the final stage of total resource saturation.

Aerial view of the UMMC Campus.
The University of Mississippi Medical Center is clearing space in one of its parking garages to convert into a field hospital to deal with patient overflow during the delta-variant crisis, and requesting federal support to staff it. Photo courtesy UMMC News Facebook

Outside, Garage B is busy with the sound of construction. Concrete blocks line the empty parking lot, tents already posted beneath harsh fluorescent light. UMMC leadership is rushing to have the field hospital established by Friday, and anticipates that the federal government will provide assistance in the form of nurses, paramedics and other emergency responders.

Every report carries the guarantee that a portion of the newly infected will be hospitalized before long. The state health officer has taken to translating new case reports into expected proportions of the critically sick and the dead. UMMC’s over-capacity situation is only expected to worsen in light of that fact.

“Keep in mind – this will translate into around 500 new hospitalization(s) in coming days, and we have ZERO ICU beds at Level 1-3 hospitals, and we have > 200 patients waiting in ERs for a room,” Dobbs wrote on social media on Monday.

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The state is now exceeding the worst days of the winter surge, in spite of over a third of the population being fully vaccinated. All public-health officials that the Mississippi Free Press has spoken with agree that the incredibly contagious delta surge is to blame. 

UMMC Garage B is being converted into extra bed space
This UMMC parking garage is about to become a makeshift with staff provided by the federal government. Photo by Nick Judin

UMMC Executive Director of Communications Marc Rolph confirmed that UMMC was making room for the field hospital in a morning interview with the Mississippi Free Press, in addition to a request for federal assistance with staffing.  The Mississippi State Department of Health is the primary initiator in the request for federal assistance: the request is being made in conjunction with the Mississippi Emergency Management Agency, the Office of Gov. Tate Reeves, and UMMC.

“These big (new case) numbers will correlate with people, in the future, who need clinical intervention,” Rolph said. 

The public medical center briefly operated a field hospital in the earliest days of the pandemic, when fear and confusion over the virus and a lack of testing options made an external site an ideal spot for providing COVID-19 tests and triage. But the state is now blanketed in testing options with active hospitalizations UMMC’s greatest concern.

UMMC will hold a press conference at 1:30 this afternoon to describe the worsening situation. One hour later at 2:30 p.m., MSDH will hold its own weekly press briefing. Mississippi’s state of emergency is still set to expire on Sunday, Aug. 15. Gov. Reeves has yet to confirm whether he will extend the order, having announced prior to the delta surge that he would let it lapse. Rolph could not say for sure if or how a lapsed emergency order would affect the request for federal support.

Watch, listen or read/search full transcript of State Health Officer Dr. Thomas Dobbs explaining on MFP Live how the delta variant spreads, its dangers and specific safety precautions from school assemblies, to flying, to masking.